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HM Insurance Full Time Insurance Broker HIREN MODI Phone - 416 897 7073 Email - hminsuranceinc@gmail.com Our Services • Visitors Visa Emergency Medical Insurance • Super Visa Emergency Medical Insurance (Monthly plan also available) • Student and Travel Emergency Medical Insurance • Life Insurance (Best premium, Guaranteed Cash Value & Pay 20 Plans available) • Critical Illness Insurance (Return of Premium @ Maturity and Death) • Disability Insurance • RESP ($ 7200 Govt Grant + $ 2000 CLB + Growth, Only 13 week Course required, Change of Beneficiary) • RRSP (With RBC With 75% Maturity and 100 % Death Guarantee) • TFSA ( With RBC With 75% Maturity and 100 % Death Guarantee, Probate by pass) Call for Free Advice